Monthly Archive for March, 2009

Tip for the unemployed: car insurance

If you’ve been out of work for a while, or plan to be, check with your car insurance agent about pricing.   My agent called this week, regarding a different policy, and checked my rates.  By adjusting the projected annual mileage used in the formula that determines my rate (since I’m not commuting to work everyday) I can save about $200 per year.

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Approaching tasks that make you want to procrastinate

ticking-clock

photo by ruudvanleeuwen

The latest issue of Fitness Matters (an American Council on Exercise publication sent to anyone certified through the organization) featured an interesting article on procrastination.   Fifteen to twenty percent of the population can be considered procrastinators, and that tendency to delay the inevitable is an issue in the workplace, not just at the gym.

Toronto-based hypotherapist Debbie Papadakis noted that

people think that procrastination is done intentionally, but there’s always an underlying emotional cause stored in the subconscious.  This is our permanent memory, like an organic computer that holds all our emotions and limiting beliefs.

Everyone procrastinates at intervals, even if not clinically inflicted with the detrimental behavior. When prepping you to-do list for the day, the work you want to be doing easily floats to the top of the list.  Why do certain activities seem to always be sent to the end of the line?  For items that have been pushed off until the last minute at the office, what were you waiting for?

The research of Piers Steel, PhD, of the University of Calvary seems to indicate that confidence is a key factor.

Essentially, procrastinators have less confidence in themselves, less expectancy that they can actually complete a task. Perfectionism is not the culprit.  In fact, perfectionists actually procrastinate less, but they worry about it more.

So perhaps we should all take stock of our skill sets and reconsider our to-do lists.   When you have a major case of the “tomorrow is another day” syndrome, what types of projects do you typically put off? Do they utilize skills you’re not as comfortable with?

Perhaps instead of avoiding the issue, you might source out a workplace buddy that you know is strong in that area.  For me, knowing I have a direct line to someone that can help, makes it a lot easy to tackle a difficult and time-consuming project.

In return, you can offer to be that life line for someone else.  If everyone in your department is willing to lend a helping hand to a colleague, won’t you each be better for it?  Repetition makes people more comfortable with tasks, so eventually everyone in that tangled web of assistance will be more confident when it comes to using certain skills.   Sort of a corporate no-man-left-behind policy that can defeat the most pernicious procrastination.

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Business cards via text message

I love my MOO mini-cards, but as soon as I order a set, buyer’s remorse kicks in. I wish I had included more or less or different contact info.

A blogging buddy of mine introduced me to Contxts, a free service that ensures you’re never without your business cards again.  After signing up for an account, there are two ways to share your info.

From your phone, you txt “send 3034759204” to 50500

You can tell the service to text your info to a particular phone number (area code + number) OR

Your contact txts “username” to 50500 on their phone

Your new contact can make a text request for your info using your username.

You can test it out be texting the  “DANIEL” to the number 50500.  Within moments, you should receive  creator Daniel’s contact info.

Each contact that requests your info is added to your own “virtual rolodex” as they sign up for their own account at Contxt.

You can update the profile that is texted to interested parties at anytime.  You can include as much or as little information as you want, as long as it stays under 140 characters.

It might even be worth having two accounts, once for personal info and a second for your business info.

What are you waiting for, go sign up!

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Job seekers wanted for new (online) reality show

Here’s an opportunity for those of you looking for work.  For more information visit Bootcamp for Business.  What was passed on to me is posted below.

JOB SEEKERS WANTED FOR NEW REALITY SHOW
LET US HELP YOU GET EMPLOYED!
If you are currently searching for a job, this is your chance to participate in a rigorous training program with the goal being new employment. We are not casting actors, unless they are true job seekers and are looking to take on a regular full-time job.

Selected candidates will participate in a competitive interview training course with world renowned corporate trainers. This training is valued at over $2,000.

You must be available for at least 3 days of filming (during the training process), and if the show gets picked up, you will need to be available for up to six weeks of filming while we follow your progress on the job search.

For some candidates, there may also be placement opportunities which we will assist with; but, whether the show gets picked up or not, you will have the benefit of being armed with life-changing training and knowledge to help put you above your competitors in your quest for a job, now, and in the future.

If selected, you will be participating in the training course on Friday, April 10, 2009 at 9:00 am in Costa Mesa, CA.

TO SUBMIT:

email ALL the information requested below to:
contact@ bootcamp4business.com


Be sure to include:
1. RESUME (which includes your name and contact info)
2. PHOTO (jpg format please)
3. A short paragraph outlining your current situation, and why you would be great for this show.


For more information, please visit:
www.bootcamp4business.com

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Heartbreaking photo essay of an abandoned school in Detroit

griffioen1

The interior of the former Detroit Public Schools’ book depository is the first of many heart-breaking photos in James Griffioen’s Vice Magazine photo essay.   It’s not only sad to see a place of learning abandoned, but that so many resources that could have been used by other school districts and charities were left to rot is just criminal.

Via The Daily Dish

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Girl Scout cookie pre-sales down. No wonder.

USA Today recently reported that Girl Scout cookie pre-sales had tumbled up to 19% in some regions, which is problematic because these pre-sales account for 70% of cookie sales, and the revenue is used to fund Girl Scout activities in neighborhoods nationwide.   Consumers cited everything from cookie quality to the economy to the portion cuts for their purchase decrease.

Since I spent a few years in  Brownie, and then Girl Scout, troop as a kid, I thought the least I could do would be to order 2 boxes to support my local girls.  Since I don’t actually know any Girl Scouts, I headed over to GirlScoutCookies.org to place an order.

gs-cookies-11

There’s no way to order online, which seems to be a big short coming of their system.  I impulsively wanted cookies “now”, so it would seem getting my credit card info BEFORE I changed my mind might be a good strategy.  Instead, I shared my contact info so someone could get in touch with me about an order.

The next day I received a follow-up message regarding my cookies.

gs-cookies-2

OK.  I can wait.  Since I submitted my info on a Friday, February 20th, I figure I’d hear back during the following work week.  But nothing. Silence.

On Wednesday, March 4th, I finally get a response!! YAY! I will be able to order cookies. . . or not.

gs-cookies-3TWELVE days after submitting my information because I really wanted a box of Lemon Cremes and maybe a box of Samoas, they directly tell me they might be too busy to take my order.

TWELVE days ago, I really wanted those cookies so I could SUPPORT local girls, because I bake a better cookie than I could ever buy from a Girl Scout.   But after following their instructions to pre-order, I essentially get told they’re too busy to take my order, and I should track them down on a weekend, probably in front of a grocery store.  Are they intentionally playing hard to get, even with sales down?

At this point, I don’t want cookies anymore. So that’s an $8 sale they lost.

It seems absurd that you can’t order Girl Scout cookies online and either pay for shipping or pick them up at a designated location once they become available.   Take my money while I’m of the mindset to part with it.

Could you imagine going to JCrew.com and after picking out some new threads being told to go to your local store to purchase them?  They’d be losing a lot of business, which might be a good lesson for the Girl Scouts’ “leading business and economic literacy program.”

Why even offer a pre-order option if the troops won’t actually take your order? Wouldn’t it be better just to have prospective buyers submit their contact info and zip code so they can automatically be sent a list of dates and locations that cookies will be available for purchase?  In that case, I’d at least think they wanted my money.

Instead, I’ll going to spend my $8 on the chocolate chip cookie ingredients on the back of a bag of Ghirardelli semi-sweet chocolate chips.

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FREE museum admission nationwide first weekend of each month in 2009

Museum field trips are one of the best ways to spend an afternoon.  I especially look forward to Impressionist exhibits since that’s my favorite era of art, though perhaps a bit cliche.

Bank of America is sponsoring free museum entry on the first weekend of every month this year.   Flash your  BoA debit card at more than 70 locations to enjoy the current exhibits and current collections free. The list of museums offering this deal is here.

The art lover in me is thrilled that I can enjoy LACMA for free, but the tax payer in me asks, is this really a necessary incentive given they scooped up bailout money?

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VOD: The Crisis of Credit Visualized

For an elementary understanding of the subprime mortgage crisis that crippled Wall Street:

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Crossroads & the Economy: You're Not Alone

The summer of 2007, I realized I’d either need to stick with a job I hated (for a plethora of reasons) for the duration of the economic roller coaster that seemed imminent OR I’d need to take a leap of faith that if I quit, I would find a position that actually aligned with my values and career goals.   A life coach that I worked with weekly convinced me of the latter because “what’s the worst that could happen?”

At that time the average job hunt took 4-6 months, and I had squirreled away 6 months of savings.   Since I planned to hit the ground running with lots of ideas as to places I’d like to work and the type of work I wanted to do, as well as scores of networking events and heavily researched job hunt strategy, the 6 month window seemed reasonable to me.   And shelling out thousands of dollars a year to work with someone on creating my best life, it seemed time to take a bigger step and a greater risk than I had up to that point.

Fast forward to March 2009, and I’m still without a full-time employer, which was NOT the plan.

I have worked my network to get my resume in the door at companies and organizations with openings that look interesting, as well as to land informationals to have a better understanding of certain fields.   In sticking with my golden rule, I’ve helped a lot of people I meet at networking events find resources and contacts they need.

I’ve lost count of the number of job applications for positions ranging from Executive Assistant to Associate Director in a variety of fields with a wide array of responsibilities or lack thereof.   I signed up with several recommended temp agencies that never called, despite my high scores on their tests, and my following their rules of engagement.  My resume has been sucked into the black hole of the crumbling retail world.  Three different “professionals” rewrote my resume.   (The person who charged me the most, helped the least.)  I  send handwritten thank-you notes to each individual I speak to in relation to a job opening, unless I’m going to be sending follow-up materials — in that case, I may email my thank you note with the requisite attachments.

Basically, I’ve conformed to the job hunting check lists written by (aspiring) career advisors and no pay dirt as of yet.

Lots of rejections, though.  In the past 18 months, I have been told that I’m overqualified; I’m underqualified; I’m simultaneously over and underqualified (yes, it can be done!); they loved me, but Candidate X holds a Roladex that is a source of envy; sorry, there’s been a hiring freeze; you’d be bored in this role and leave; damn, they pulled the funding for the position; we decided to promote internally instead; and the list goes on.

But I’m coming to believe the hardest and least planned for roads can bring the great rewards and life lessons.

I’m lucky.

My family is able to float me while I try to navigate the quarterlife quagmire; I’m cognizant of that privilege.  It’s a lifeline not readily available to many people.   Thanks to the recession twenty percent of Los Angeles county residents receive government aid of some sort, and more than one in ten Californians is unemployed.  Though it’s the worst unemployement rate in a quarter century, it’s expected to get considerably worse before it gets better.

As singleton with no mortgage or car payments pending,  I can move anywhere for the right job opportunity.  As I pointed out to an interviewer concerned about the timing of a cross-country move, my possessions are books and clothes — the former you ship, the latter fit in a suitcase, or three,  in the trunk of my car.

I’m healthy, which is much less expensive than being sick, whether you have insurance or not.

A recent study by Harvard University researchers found that the average out-of-pocket medical debt for those who filed for bankruptcy was $12,000. The study noted that 68 percent of those who filed for bankruptcy had health insurance. In addition, the study found that 50 percent of all bankruptcy filings were partly the result of medical expenses.  Every 30 seconds in the United States someone files for bankruptcy in the aftermath of a serious health problem.

Career development opportunities aren’t just for the employed.

  • Want to learn a new skill? Find a few non-profits that align with causes you care about and see what they need.  Through my volunteer work, I’ve learned about fundraising and securing donations (sales), as well as new member and donor outreach (marketing and public speaking).
  • Build your current skill set. My side job has been teaching fitness classes of some sort for the last 7 years, which comes with all sorts of continuing education requirements.  Unemployment gave me the time to earn a new certification that has not fit into my schedule for years.  Find a community college to take that HTML or PowerPoint workshop.  Head to a industry specific conference to be up-to-date and schmooze with people who might have job leads.   No money for a rainy day you can tap?
  • Just do it. I know I want to be doing at least some writing in my next job, so I blog and journal and try to keep the thoughts flowing from brain to screen or pen to paper.   (I’m also a horrible proofreader of my own work, so I’ll take all the practice I can get.) What job responsibilities do you want to have in the future?  How can you work on developing those talents while unemployed?
  • Learning doesn’t have to come with a grade. Sign up for the RSS feeds on topics of interest. Visit your local library, BookMooch or DealOz to pick up those books you’ve been meaning to read, whether work-related or for the sheer pleasure.  I read more now than I did during grad school (when a paper wasn’t due) and have developed a to-read list 600 books deep.   Why  not document your readings a la Art Garfunkel? I recently found another blog of “Words Learned Reading David Foster Wallace,” which has sadly, but understandably,  been discontinued because the blogger wants to focus on the PR-centric blog that aligns with her professional life. (If you’re a David Foster Wallace fan, she’s open to someone taking over the blog).

I’m not alone.

It’s easy to get buried under columnists, commentators, bloggers, and politicians who suggest the unemployed should “just get a job”, like they’re hanging from bushes and trees at the local parks, and we can simply go pluck the one we like best or the least bruised one at worst to pay our bills.   They’d have you believe the unemployed are lazy OR just not trying very hard to find a job OR look at certain types of jobs as beneath them.  (Meanwhile, they help Corporate America make the case for industry-wide welfare, which is totally different than lending a helping hand to workers.)

Andrew Sullivan’s series “The View From Your Recession” points out how unemployment is much more complicated right now.   He recently posted a lengthy missive by a third-year law student with no serious post-graduate job prospects anywhere in his or his peers’ futures.

I myself worked at the Massachusetts Office of the Attorney General for the past nine months and interviewed for a really exciting fellowship. I received a call from the AGO’s HR Director:  I was third in line for the position, but they were cutting the number they were hosting from three to one.  In four other positions I’ve interviewed for, I’ve received word that the position itself was canceled, or would not be filled at all this year.  There’s also a state-wide hiring freeze in Massachusetts, and a lot of established attorneys suddenly on the market after record layoffs in Boston law firms. . .

Without a job, I will not be able to afford malpractice insurance on my own and would not risk practicing law without it. I’ll have over $130K in debt from my law degree. Thankfully, I live in Massachusetts and can utilize MassHealth – anywhere else in the country, I would have to do without health insurance (I have no pre-existing conditions, but the quotes I’ve received are so high as to be ridiculous).  If I stay in the city, I do not know what I’d do for rent.  I’m 26 years old, and am frightened to death I will have to move back to Ohio and away from my gay community, and live with my parents.  With a law degree.  I feel like a chump sometimes.

It is odd to feel relief when reading the slices of life by other people who find themselves in similar circumstances.  There’s an unexpected camaraderie in recession pain right now.

Every day I read about the plight of people who are less fortunate and unemployed.  Every day I read about the plight of people who have several kids and were just laid off.  Every day I read about the plight of people who have serious illnesses and are unemployed and are probably going to lose their health insurance and their house and then what? Everyday, I’m still more concerned about them, than I am me, because I know I have access to the resources I need and little in the way of roots that could make a solution more difficult, but what about them?

I’ve typically avoided writing about my prolonged job hunt because I opted to leave a job and wasn’t fired, so my unemployment is of my own making.  But it increasingly feels wrong to not reach out to others who find themselves unemployed in this crappy economy.

When you’re bogged down by the drama in your own life, it can be difficult to remember we each have a unique pool of resources (and sometimes a government one) to pull through.   There’s also always opportunity in adversity, it just matters how you choose to view the situation.

And most importantly, you’re not alone.

What’s your window on the recession?  How is it affecting you? How can your online community support you? And what are you doing to look forward?

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QOD: Oh, the Places You'll Go

seuss

photo by badjonni

You have brains in your head.
You have feet in your shoes
You can steer yourself
any direction you choose.
You’re on your own. And you know what you know.
And YOU are the guy who’ll decide where to go.

You’ll look up and down streets. Look ‘em over with care.
About some you will say, “I don’t choose to go there.”
With your head full of brains and your shoes full of feet,
you’re too smart to go down any not-so-good street.

from Oh The Places You’ll Go by Dr. Seuss

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