It seems like the standard advice for considering your finances is to track every penny for a month to see where the money is going. For me, I already keep a spreadsheet that roughly tracks all the money coming in and out, so I’m readily aware of what my spending issues are. That’s why I like this advice from Aaron Patzer, Founder and CEO of Mint.com. He suggests setting a budget in those key spending categories since that’s where you need the most help.
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